_edited.png)
WHAT YOU WANT
You want breathing room every month, a faster path out of debt, and the confidence your family is protected if life takes a turn. You want to stop leaking money to avoidable taxes and watch your savings actually grow. And if you own a business, you want steadier cash flow, less drag, and a real plan for the day you step back.
​
That’s the work we do together... step by step, at a pace that fits real life.
HOW WE WORK
TALK
FINANCIAL REVIEW
FINANCIAL PLAN
STAY ON TRACK
A short conversation to hear what’s going on and what needs to change.
Cash flow, debt, insurance, taxes, saving and investing, retirement plan.
Clear steps that list what to do first, next, and later—no guesswork.
Check-ins every 90 days in year one, then twice a year or yearly after that.
We start with a short conversation to hear what’s going on and what needs to change. Then we look at the whole picture—cash flow, debt, insurance, taxes, saving and investing, retirement, and, if you own a business, how money moves through the company. You leave with a plan that spells out what to do first, what to do next, and what can wait. We help you set it up and check in regularly—every ninety days in the first year, then twice a year or yearly.
WHAT WE DO
STABILIZE FOUNDATIONS
Fix cash flow, line up debt payoff the smart way, and build a real emergency fund.
PROTECT RISKS
Right-size coverage for your family and income: life, disability, and long-term care.
GROW TAX-SMART WEALTH
Put your money to work with tax-efficient saving and a retirement income plan you can count on.
LEADING BUSINESS OWNERS
Tighten business structure, retain key people, put buy-sell/exit in writing, and align legacy so the business serves your life.
ENHANCE FINANCIAL LITERACY
The right financial education, guidance, tools, and 90-day check-ins so the plan sticks and improves as life changes.
WHO WE HELP
If you want a clear plan and a straight path to financial freedom, you’re in the right place. We serve many, with a sharp focus on two groups.​
​
Families: Juggling mortgages, daycare, braces, and endless to-dos. We create margin, cover real risks, and build a plan you can keep—even on busy weeks.
​
Business Owners: Long days, payroll pressure, and taxes that hit hard. We steady cash flow, reduce avoidable drag, protect your employees, and map an exit you can live with.
ABOUT THE FOUNDER
JONAS STOLTZFUS | FINANCIAL STRATEGIST
Jonas is the founder of Everfire Strategies (Everfire Consulting, LLC). He started in construction, where the rule is simple: do it right and make sure it stands. That mindset drives how he builds financial plans—clear steps, straight talk, and steady follow-through.
​
He works with young families and business owners who want breathing room, real protection, and a plan they can keep. Jonas looks at the whole picture—cash flow, debt, insurance, taxes, saving and investing, retirement, and, for business owners, how money moves through the business—then sets up a plan that shows what to do first, next, and later. He stays involved with regular check-ins so progress sticks.
Jonas believes strong families and honest work build strong communities. Everfire exists to support that—quietly, consistently, and without pressure.
